Refunds for Charges to
Your Credit or Debit Card
Payments via PayPal™
Refunds for PayPal™ payments are returned via PayPal™.
We cannot direct PayPal™ how to process your refund. Beyond six months after the initial remittance, and under some exceptional circumstances, payments are not necessarily refunded to your credit or debit card. Under such a circumstance, to refund your payment to your credit card, PayPal™ can be a convenient and efficient resource for depositing the funds into any checking or savings bank account of yours. You can then write a check as a payment to the original credit card, or transfer matching funds to the account of the original debit card. The same procedure generally applies worldwide.
If you have paid us by credit or debit card, but did not choose to use PayPal™, we had likely coordinated with you or your financial representative for protocols for your enhanced privacy of card charges.
Please click here for the privacy-protective procedure.
Refunds for credit card payments that are made via external merchants can be issued to you via payments that can then be deposited into your bank account. Then, to apply the refund to the same credit card, simply make a payment to that card from your bank account.
Payments for your bank can be issued to you via cashier's check (domestic), PayPal™ (from which you can request a deposit to your bank account, and then make a payment to your card), wired funds, or other means.
Corporate Credit Card
If you used a corporate credit card, we respect careful efforts to reconcile exactly. We can issue a U.S.-based cashier's check (with verifiable details sent to you) and send it to your card's proper remittance address. By matching exact amounts on payments to the expected refunds, clients' accounting departments directly reconcile the credits and debits.
Compliant Direct Payment
To bypass the steps of depositing a cashier's check from us, and then writing your own check to the card issuer, we can proceed with your request to issue an issuer-compliant payment, with the properly payable name (such as American Express™ or your bank name), and properly inscribed in the memo field with your account number. The cashier's check or money order can then be mailed to you or directly to the proper U.S. payment address. We also send you copies of the check and remittance slip.
From an accounting perspective, the results are equal to reversals, and refunds via account payments have some additional ancillary benefits to cardholders, while the mechanism of the special procedure is a manifestation of our privacy-protective transactions.
Holding the Accrued Intest
No Expiration • Transferable • May Be Used Locally
For the benefit of ethical matching of full amounts on cancellations of services with 100% refunds, clients may request that we hold any applicable deposit interest as account credits, or to provide the equivalent value in some form of a shipped or local benefit of legitimate business expense.
Please instruct us accordingly.